Playgrounds and Workout Areas
Many Filipinos avoid going to gyms and fitness centers. Basketball courts, badminton courts, track and field ovals, and other playgrounds have also been left empty. The lack of commuting to and from career also provided us with a lot of free time. Also, having easy and unrestricted access to the fridge has allowed us to eat more than usual, resulting in more calories to be burned. Those with extra cash can convert portions of their homes into home gyms. Other well-off families have built swimming pools and other playground equipment for their children, such as slides, seesaws, and swings. Another advantage of keeping your body engaged is that it keeps your brain engaged as well. Work place and Home Offices Virtual assistants and online mentors have suddenly become viable careers, which is a silver lining to the harsh, draconian lockdowns. If you have raucous or rambunctious children at home, you may find that your small corner of the house designated for working is no longer adequate. You must accept the fact that you must transform this small corner into a gleaming home workspace resembling your cubicle inside some high-rise skyscraper in the city. Your workplace environment is on the line, and your ability to work from home may be proportional to your ability to stay in the workplace. Because of online communities about interior design and room layouts, having a well-organized home office has undoubtedly become a home feature and accessory trend. House Plant Houseplants are an excellent home accessory because they not only look good but are also intended to make you feel good. Plants not only remove carbon dioxide from the air and convert it to oxygen, but they also neutralize harmful chemicals like polyethylene’s and formaldehydes, according to research. These chemicals are naturally present in many types of household furniture, flooring, and paints, and have been linked to respiratory and other illnesses. Kitchens/Pantries in their entirety We have suddenly realized that our kitchens, dining rooms, and pantries are insufficient to meet our goal of consuming a diverse range of foods. Kitchens that have recently been built or renovated are now being outfitted with more food-related paraphernalia and appliances in order to become more functional. Because cooking at home has become more common, kitchens must be more complete, with more complex materials. want kitchens that have a view of the family entertainment room Some have even turned it into a family hangout by installing large-screen TVs and other electronic devices in the kitchen. SECURITY While you should get to know your neighbors, your house should not be placed in such a way that everyone on your block can see inside. Ideally, you will have that level of privacy if your home is on a downslope, set back from the sidewalk, and surrounded by enough land. Although alarms and cameras can be installed, security systems are less useful if you do not feel safe on your property. Security may come down to Depending on the homeowner, security may come down to:
The money saved could then be spent on things that truly matter, as the coronavirus continues to demonstrate that life is too short to be wasted on trivial pursuits. In The New Normal, Useful Gifts Giving a gift is not the same as before. Pandemic essentials and useful items have now become ‘new normal’ gifts. Here are 5 practical gifts in the new normal that your family and friends will appreciate. Essentials for self-defense You may be concerned when your wife, girlfriend, or sister is out alone because they may be attacked by strangers. With so many great options available, it can be difficult to find the perfect gift for a woman. If you're looking for a one-of-a-kind and practical gift, give her something she can carry and keep safe. The most practical gift you can give a woman is self-defense supplies. Give them something they can conceal in their bags, such as pepper spray, a personal alarm, a tactical pen, or an emergency whistle. A package of comfort It is impossible to meet with the people you care about and love because of the community quarantine. Sending them a care package will make them feel loved even if you are not physically present, and it is also a practical gift during this pandemic. There are numerous items that can be included in care packages, such as scented candles, homemade soap, snacks, various teas, self-care essentials, and many others. Make sure to include everything they require. Reusable Face Masks with Embroidery Face masks are becoming more than just virus protection; they are also becoming objects of desire. Reusable face masks are very popular right now. There are numerous styles and colors to choose from. Give your loved one’s fashionable reusable face masks. You're not only keeping them safe, but you're also making them fashionable. A face mask is essential for this pandemic because wearing one is required. You can't do anything without one. PPE kimono cover-up A locally made reusable personal protective equipment will make an excellent gift for those who frequently go out for work, groceries, and other errands. Gouache's Marikina-made cover-up doubles as PPE and is made of breathable, washable, and water-repellent material. The PPE features a stylish kimono silhouette in six colors: brick (red), navy blue, olive, pale mint, royal blue, and sandstone (brown). You can purchase a care package online or make your own. If the receiver discovers that you personalized their care package, they will be even more excited and delighted. But what should you include in your care package? There are numerous items that can be included in care packages, such as scented candles, homemade soap, snacks, various teas, self-care essentials, and many others. Tools for health and fitness Choosing the best fitness gift for your fitness-obsessed friend can be difficult because there are so many options and you don't know if they already have one. If you believe your friend has every fitness accessory, you can provide them with workout outfits such as jogger pants, hoodies, sweatshirts, sneakers, or running shoes. Something that motivates them to stay fit. Investment, let us first define Investment. When you allocate money, the expectation of a good future benefit or return To look at it another way, to invest is to hold an asset or an item with the intention of earning money from it or benefiting from the appreciation of your investment, which is a growth in the object's value over time. When a person invests, he or she must always give up some current asset, such as time, money, or effort.
When it comes to finance, the benefit of investing is when you get a return on your money. A gain or loss realized from the sale of a property or an investment, unrealized capital appreciation (or depreciation), investment income such as dividends, interest, rental income, and so on, or a mix of capital gain and income may be included in the return. Currency gains or losses owing to changes in foreign currency exchange rates may also be included in the return. Riskier investments are often expected to yield better returns. When you make a low-risk investment, you can expect a poor return. In the same way, high risk equals great reward. Over the past several years, the Philippines has transitioned from an agricultural economy to a service-based economy. The Philippines is classified as a developing market. It contains the world's 13th largest population and the 28th largest economy, making it a desirable investment location for international investors. By 2050, the Philippines is expected to be the world's 16th largest economy, an economic miracle by many accounts. Stocks, bonds, annuities, commodities, and real estate—I'm sure the first time we tried to learn more about these financial concepts, we scratched our heads. If you're anything like me, you were undoubtedly overwhelmed by all the technical language and buried under a mountain of useless information. This resource seeks to educate you on the various types of investments available to assist you in achieving your financial objectives. Learning about them can provide you with new approaches and ideas for fast expanding your money. Here's a quick review of several investment types: Bank Products Perhaps the most popular and common of all investments, bank products come in different options. The money you deposited is federally insured up to a certain limit and can be easily withdrawn. Some examples are savings accounts, certificates of deposit (CDs), money market, and federal insurance. Bonds Bonds are loans offered by an investor to governments and corporations. In exchange, the borrower must pay the interest on the borrowed money at a predetermined schedule (annual or semiannual) and will need to return the principal on an agreed upon maturity date. Stocks Put simply, stocks pertain to units of ownership in a corporation. This means that if you own or invest in stocks of a company, you become one of its “owners”. Investment funds Investment funds come or are sourced from different investors. A mutual fund is one of the most common types of investment fund. Annuity Annuities promise to pay you a regular or fixed-interval income either immediately or in the future. You must first pay for the annuity in one lump-sum or through a series of payments also known as premiums. College fund College fees are notoriously expensive, and many people opt to invest in college funds to save money for the future. Depending on the location, earnings from this fund are not subjected to Federal and State taxes, as long as the funds are strictly used for college expenses. Business capital Simply put, business capital is money that you put into a business to gain active or passive earnings or income. Retirement fund Retirement funds come in handy as a way to have continuous cash flow. While still able, workers can save money and receive pension upon retirement. Commodity Futures This agreement or contract allows a person to buy or sell a specified amount of a commodity at a fixed price and future date. This helps protect buyers by negating risks caused by fluctuations in price of the commodity in the future. Security Futures Similar to commodity futures, security futures lets you purchase and sell a fixed amount of shares of a particular stock at a specified price and future date. Insurance Insurance protects you against potential financial loss, damage or harm. The insured or policyholder pays premiums to buy a policy that states the terms and conditions in which the insurer is required to pay. Real estate Real estate investment generates income or profit through purchasing, leasing, managing or selling a piece of realty property for a higher price than it was acquired when the property’s value appreciates over time. Alternative and Complex Products Alternative and Complex products offer optional investment vehicles outside of traditional stock and bond investments. Some examples of this include notes with principal protection and risky high-yield bonds that have low credit ratings. Most are risky but provide high rates of return. We live in unprecedented times. A plague is ravaging us: leveling livelihood and economies, not just on a local, but global in scale. Our way of life as we know it has been halted and upended. What we take for granted—malls, dining out, even hugs and kisses—are now anathema, and the way we socialize has been crushed by the “new normal.” It seems as though the pandemic has driven the deepest wedge between the past and our present. Some say that whatever we have today will last and become a new reality; others believe that it will take years to return to some kind of normality, and even then, nothing is guaranteed. Lives have been lost, economies have been broken, and dreams have been shattered. This change, however, has no effect on the reality that we will still retire, send our children to school, and have ambitions at some point in the future. Our dreams have not altered, despite the fact that the world we live in has changed. The need for a stable life remains: the journey may have permanently changed, but our target has not. One of the best investments in the Philippines is Real Estate. Investing has a purpose, our goals and dreams, like the rest of the world, will not come to an end. This pandemic, as well as the several iterations of quarantine, should not deter us from pursuing the activities that will enable us to achieve our goals. Investing should continue, but in a more strategic manner, with a greater sense of purpose and insight. The principle will help us decide where to place our money, and investing in other parts of the world can offer us the returns we need to boost our portfolio and make it less hazardous overall. These tactics can considerably reduce our fears and anxiety about investing during these times, allowing us to keep our hand steady on the till while we work toward our goals. If you’re thinking about owning a property but you’re wary about how much you want to spend, you may consider buying properties now while the prices are still low. Here are 5 tips on when to Invest in Real Estate: Be focused on your objectives, Invest while young. Consider what you want to get out of real estate investing. This way, you'll have a clear picture of what you want to achieve from investing, and it'll help you stay motivated. If you think real estate is the easy money you've been looking for, think again. Nothing in this world is truly easy money. There will be obstacles, but having a clear vision and perseverance will help you stay on track while you are young. Find out everything you can about Real Estate and Invest now. You should learn everything there is to know about real estate transactions in the Philippines. Do some research on the topic. The best time to invest is always now, with the Philippines strategic location it offers the best characteristics and qualities that any startup business and investors would look for. Furthermore, the democratic administration is open to foreign cooperation in the development of the country. The Philippines' economy has also improved and is more business-friendly. Here, especially in Special Economic Zones, you'll find fantastic incentive programs. And you will not be disappointed when it comes to lifestyle. Affordable housing, business centers, schools, and top-notch healthcare facilities make relocating to the Philippines simple, accessible, and comfortable. Invest while prices are still low.Given the low liquidity and high-value investment in real estate, a lack of clarity on purpose may lead to unexpected results, including financial distress—especially if the investment is mortgaged.
Becoming prepared for this Pandemic. If there is one thing that the pandemic magnified, it is that employment is not guaranteed, even for the best of us. Add to that the various unforeseen circumstances that can easily drain one’s finances, and it is paramount to have an investment that pays dividends sooner rather than later. This can come in the form of real estate. A place to live is a basic necessity, pandemic or not, which you can help address and subsequently earn from by investing in a property for rent. You can earn income as soon as a month into your property ownership by having tenants move in immediately and earn regularly from those who stay long term. Expanding Infrastructures around. Throughout this period, supply chains, logistics, and transportation are in high demand. In the Philippines, you'll discover that all of these things are very easy to come by. The international connectivity provided by fiber optic cables and satellites is available 24 hours a day, seven days a week. In terms of shipping and logistics, the Philippines is well-connected via air, sea, and cyberspace. When it comes to investment locations, special economic zones and industrial zones are fully equipped with all necessary infrastructure. Do you want a house? But your mind is debating whether to buy or build. Buying and building your own home is not something you just want. You have a lot to consider just like budget, it’s like thinking about what you’re eating, whether it’s home-cooked or ready to eat. Aren't you confused all of a sudden? It is important to plan for the house to be built. Just not because you want to build a house, you can't just make a decision immediately.
Apart from the fact that you want to build a house, you also need to make a plan without making it difficult for the contractor. In planning, here will enter how big the house you will build, types of materials that will be needed, how many rooms will be made, where will the kitchen, living room, CR and so on. Buying your own house it is not all about the down payment, monthly income and monthly amortization (if it is through loans). You must also consider the maintenance cost, utilities, property tax, home insurance and then you can evaluate whether you can afford the house at the present moment or do you need to wait for it. Here is the list of factors to consider when you buy or build your own house. Cost or Budget Buying a new house or ready for occupancy, you don't need a big amount but usually need to prepare a down payment and reservation fee as one of the requirements in most housing development models. There are also various bills payment options that suit your monthly budget like rent to own which is from 5 to 30 years to pay. While building your own house you need to prepare your budget through personal savings or loans. It will be more expensive at first, you should also hire an architect for the design and a contractor to build a house. You must be liable to buy some finishing materials on your own but it depends on the agreement between your contractor, so it is better if you will buy the materials because it can save your cost from the construction. Financing Options Most of the real estate development financing options are through bank loans and Pag-Ibig Financing. Usually the developer has a possible in-house installment available as well. So you have more options for buying newly constructed property or RFO (Ready for Occupancy) and Pre-selling property method will be on your payment capacity. Building your own house also has options through Pag-Ibig, bank loans and SSS financing, sometimes it is a limited loan amount depending on the qualifications. You may negotiate with your bank or their loan officers for the verification, generally it requires a full set of architectural drawings, documentation and plans that should be done by your architect to apply for a loan. Architectural Designs For the housing developer you must keep in your mind "what you see is what you get". Sometimes alteration and renovation works are allowed but limited options. Especially, if your house is located inside a well controlled subdivision or under a real estate developer which is amenable implementing rules and guidelines. In general there are limited options on designs and alteration, mostly only the interior you can move or adjust. If there is an over-all motive theme design, there is a big chance that you can't interfere with the exterior. So, it is important to check out the rules that are provided by the developer's when buying a unit from them because they will orient you on what alterations you can or cannot do if you are planning to get a unit from them. One good thing about building your own house is you can customize your own preference according to your "wish list". That includes how many rooms, floors, and toilets there are available for recreation of area and amenities, that's the best thing when you build your own house. The space and room options are unlimited depending on your budget, but still the chosen design for you is a dream come true for many. Location and Proximity If you bought a house from a reputable developer like Bria Homes, the housing development is usually located near the schools, commercial area, establishment, and major roads that could make life comfortable for your family. It is better to check with your real estate broker or agent what exactly the developments near the area of the house you are buying. Building your own house, you get to choose where you want to build depend to the availability of the property. Most of the buyers chose to buy a property depending on the available developments in the area like schools, hospitals and government offices. Stress Level (Construction and Set-Up) Buying a new house, it is not as stressful as building your own house because everything has been built already. More or less all you have to do is to check the quality of the house you bought. One of the advantages of buying a new constructed house is that the developer will make sure to repair the imperfection of the house before turning it over to the buyer. Building your own house is accompanied by a lot of decision making from the room requirements up to the materials and finishes that you like to install and apply to your dream home. Your architect will be your guide, so it is important to hire them when it comes to designing because an architect is well trained to handle this kind of situation. Reselling Value If the time comes when you can no longer afford to pay for your house, you can pass it on to others and they just pay for what you have already spent on the house (Pre-selling). It can be transferable if it is still under the installment plans, price may depend on you as the seller (condition may apply). When you build your own house there is a possibility that you can resell higher than the construction value/cost, but it will depend on the market value during the time of selling. The COVID-19 pandemic has changed people’s works and social lives. It is uncertain when it will end, so, naturally, it will affect our lives in different ways. Throughout the world, governments implemented community quarantine and social-distancing guidelines to reduce the spread of the virus. People are isolated in their homes and restricted from going outside. Both employers and employees are inclined to work from their homes, and students have to learn online.
After months of being stuck inside their houses due to the COVID-19 pandemic, most of them feel demotivated and less productive. Working and studying from home is difficult for most people because they are used in a remote setting. It feels tough to feel motivated and productive while living and working in a pandemic environment. You deal with lots of distractions, you have shuffling responsibilities from work and home, and you feel lonely due to lack of contact with your friends and co-workers. Here are the tips to stay motivated during pandemic: 1. Have a daily routine It can feel a little impossible to do and finish everything on your to-do list, but getting yourself into a routine is one of the ways to stay motivated during a pandemic. It reduces your stress and helps your physical and mental health. Having a solid daily routine gives you a sense of control. You’ll feel more productive and organize during a stressful situation. One helpful activity is to make a list of the things that you normally do during the day. Include everything from waking up to preparing your meal to work. It is important to schedule a specific time to take care of those high-priority tasks. While it’s important to list crucial tasks, make sure to include your leisure time. Watch your favorite Netflix series, listen to your favorite music, rest, take a walk, get in touch with your friends, or do your favorite hobby. 2. Give yourself a reward Rewarding yourself is one of the best ways to get motivated. Science says rewarding yourself results in positive emotions and drives you further. You will be more motivated because you expect some form of return for all the effort you put in. Rewarding yourself for victories, big or small, you deserve a reward. A reward does not have to be lavish. Any reward, big or small, as long as it motivates and makes you happy. You have thousands of ways to reward yourself, but only you know the way to reward yourself. It can be buying something nice for yourself, an online shopping spree, ordering your favorite food thru an online food delivery service, or drink your favorite coffee or tea while reading your favorite book. Whatever works for you. You deserve to reward yourself after all the hard-work and effort you poured. 3. Stay connected with your loved ones Being socially connected is one of the fundamental human needs. Humans are inherently social creatures. We crave connection and belonging. The health benefits of socialization can drastically improve our lives. But with the enhanced community quarantine being enforced due to the COVID-19 pandemic, people are stuck in their homes, and maintaining their social life is challenging. Isolation can have a negative impact on our lives. It is one of the reasons why people feel demotivated because of their disconnection with their friends or loved ones. You don’t have to go out to stay connected with your family or friends \ during a pandemic. The safest way to socialize during a pandemic is to make some video calls. Lots of apps allow video calls, such as Skype, Zoom, Google Hangouts, and Messenger. 4. Exercise It is important to stay physically active during a pandemic. Do some exercises to help you boost your energy and mood. Normally, people go to the gym to burn off some stress and negative emotions. But due to community quarantine, fitness and activity centers are temporarily closed. This pandemic you don’t have to go to the gym to exercise, you can do it in your homes too. There are alternate exercises and fitness activities to stay active even at home. Walking around your house is one of the best alternative exercises for the treadmill. You can also follow online exercises. There are many free videos available on YouTube. 5. Discover new hobbies or rediscover old hobbies Are you done with your work, studies, or house chores? Most of us have free time, but we don’t spend it wisely. Having a hobby is a great pastime, and it can make your life more exciting and gives you unexpected joy. You can learn new hobbies or rediscover your old hobbies. Whatever interests you. A hobby is usually defined as an enjoyable leisure activity that we engage involuntarily and consistently when we are free from the demands of work or other responsibilities. Your hobby can be your everyday activity- reading books, cooking, cleaning, meditating, or painting. Hobbies allow you to destress yourself while remaining mentally productive. Doing something you are passionate about after your work or free time can rejuvenate your mind and help prepare you to handle challenges in the future in a better way. When you are skilled and good at something, or it just makes you happy and relaxes during your pastime, it motivates you to be creative and productive at the same time. 6. Take a break and relax Even before the pandemic, people stayed late at work. This pandemic, a lot of people are working from home, the situation is even more stressful. When you have an excessive workload and are stuck in the same problem, it is best to take a break. Taking a break helps your brain to regain focus and motivation. Working on a task continuously and not taking a break can make you unproductive and lose your focus. During your break, you can take a walk, nap, read, eat, or take a coffee. Do things that make you ease and relax. Don’t skip a break! Just sit back and relax. Don’t think too much. Sprawled beautifully on the southern Philippine Island of Mindanao, Davao City prides itself for having a wealth of picturesque sceneries, a variety of natural attractions and a host of fun activities that attract both local and foreign tourists. The city is now considered as one of the country’s top tourist destinations, offering a mix of urban and rural living experience.
It is also considered to be one of the most progressive cities in the country. But beyond its clean streets and trustworthy cabbies, the city has an interesting mix of different cultures, personalities, and influences that make it a must-visit for any traveler. Whether you’re a nature-lover, a thrill-seeker, or just someone who’s looking for a chill retreat away from the hustle and bustle of the city, Davao is a great place to start your adventure. From beaches and parks to conservation centers for animals, you will never run out of amazing Davao tourist spots to visit. Aside from the beautiful Davao tourist attractions, what pulls travelers in the province is its identifier, being one of the safest cities in the country. There is something in Davao city that you won’t experience often in other areas of the Philippines, and that is a local experience. As Davao isn’t the #1 rated tourist spot in the Philippines, you won’t bump into as many resorts, western restaurants, or high-priced tours, but what you will get is real Filipino food, experiences, prices, and interactions. Let’s explore the 10 best things to do in Davao: 1: Crocodile Park - One of the most popular tourist destinations in Davao city is the Crocodile Park, which is home to thousands of crocodiles. Yes, thousands! They’ve got both freshwater and saltwater crocs that are bred and born on site. You can visit the incubator room where you’ll see hundreds of crocodile eggs growing baby crocs! The Crocodile Park offers educational tours, lectures, and offers public awareness of wildlife conservation efforts. All around, a great place. 2. People’s Park - People’s Park is a nice place to come where you can breathe in some fresh air, stretch your legs without, be one with nature, and ponder the meaning behind some interesting art. Sit in the park and feed the pigeons, exercise with a run around the colorfully paved paths, or even take a public Zumba class with literally hundreds of locals. 3. Mount Hamiguitan Range Wildlife Sanctuary - is Mindanao’s only UNESCO World Heritage Site. It boasts of a beautiful pygmy forest, one of the very few all over the world, and hosts a rich biodiversity and endemicity of flora and fauna, an embodiment of ecological balance, which in this age and time, we can seldom see and behold. 4. Dahican Beach - The most beautiful beach on the mainland is hands down Dahican Beach where 7 kilometers of gorgeous sand and turquoise water awaits. Rent a lounge chair for a day or bring your towel so soak up the sun for as long as you’d like. Fall asleep to the sounds of waves crashing, wake up to fresh morning air then go take a bath in the sea. 5. Maxima Aquafun Resort - Maxima Aqua fun is a place where you can rough it out and awaken your adventurous side. Along with the regular beach activities, the resort has a giant slide, diving boards, zorb balls and other fun activities to keep you entertained for hours. After a whole day of activities, you can choose to take a nap in one of the resort's cabanas. 6. Mount Apo - one of South East Asia’s highest mountains and it’s right here in Davao. The mountain’s peak reaches an elevation of 10,311 feet which is 3,144 meters above sea level. Towards the top, there is a 500-meter-wide crater lake created by volcanic activity. The mountain is home to rubber plantations, a 150-meter-tall waterfall called Tudaya Falls, along with wild boar and deer. During the moths of March, April, and October, experienced climbers can climb the summit during a two-day hike organized by various tour groups around the area. 7. Davao Butterfly House - A protected refuge for butterflies, plants, flowers, as well as exotic animal and insect species like scorpions, birds, fish and more- this place is not to be skipped during your visit to Davao. Butterflies are the most active during the morning while it’s not too hot. This is the best time to see them mating, dating, and dancing. 8. Davao Museum - If culturally-inspired artwork and vintage maps are your thing, the Davao Museum is for you. You’ll find rare maps of Mindanao, centuries-old artifacts, modern paintings, and hand-carved artifacts that all tell a story. This museum is a bit more upscale and is to be respected with no photography and your best behavior. 9. Philippine Eagle Centre - This incredible center dedicates time and efforts toward protecting endangered eagle species while opening up an interesting platform for the public. There are also huge snakes, monkeys, and an assortment of endangered plant species to see. Philippine Eagle Centre is a forest-like conservation for endangered Philippine Eagles. 10. Roxas Avenue Night Market - Live like a local by perusing this Filipino night market that is widely popular with native Davao residents. Roxas Avenue has stall after stall of fresh and cooked seafood, meats, veggies, and more for you to pick and choose. Sit down for a flavorful soup or take some grilled pork on a stick to go and you could easily do some sightseeing and shopping during the day and then stop by the night market after you’ve worked up an appetite. Indeed, the unique mix of diversity in landscape, tourist spots and in culture make the Davao region a must-visit and a place where you can call the best place to create tons of memories, an eco-friendly and a place where you can live, laugh and love. Exploring Davao is definitely one of the things you should write on your bucket list! |
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November 2021
CategoriesAddressLowerGround Floor, Starmall, Corner Edsa-Shaw, Shaw Blvd, Mandaluyong, Metro Manila
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